Getting your loan locked down is just one part of a home purchase. Masonboro Realty, Inc. is experienced at aiding new and experienced in all areas of real estate. Call us today at (910) 200-6268 if your needs include a real estate pro ready for the business side of real estate.

Let Masonboro Realty, Inc. help you apply for a home loan in Wilmington.

Stressed out about getting financing for a home purchase? You don't have to be. We have close relationships with some reputable mortgage lenders in the Wilmington area, and they've helped us realize a few things that will make the loan application process uncomplicated.

1 – Put together a list of questions about your loan program

If you find that you do not entirely comprehend the advantages and disadvantages of all the different programs, be sure to have a list of questions. One of our lenders or staff will be able to assist you with understanding the advantages and disadvantages of each one, because it's a challenge to know the differences between both fixed and adjustable rate mortgages.

2 – Decide when you want to lock

When you lock in the rate, the lender is sure to commit to the interest rates for the loan – normally at the time the loan application is submitted. By floating the rate, you can lock the rate at any time between application and closing. Buyers who decide to float think the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Getting a loan requires a lot of paperwork, so you should take some time to get all your documentation together. Click here to preview normal questions you'll have to answer on a loan app.

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